For every off ramp, there is an on ramp, same in life.  You can get lost, at least for a while, but it helps to get directions from someone who knows the way.  At times, as in life, there are emergencies. Some are easily fixed, like a flat tire or a doctor for a broken bone. Most of the time it is just an inconvenience.  On occasion, there is a total brea...

Which statement is more powerful: Plan For The Future or Plan For A Future?  I had a major paradigm shift when I thought about what a huge difference one little word makes.  Planning for a future is a hundred times more potent because it empowers the individual to take charge of the future. Planning for the future has been my mantra for many years. Prepar...